How does my loan application work?
When you submit a request, you will generally receive an immediate response. After reviewing all your documents, you will receive a final decision. To begin the process, please click the button to submit a request.
* Be at least 18 years old.
* Be of good moral character, even when fulfilling an obligation.
* Have a minimum monthly income source of €200.
* A granted loan that is not repaid according to the contract will result in
legal action accompanied by the publication of your identity card
on all channels displayed in our agency. The transfer delay
takes a maximum of 48 hours.
* Scanned identification documents (both sides).
* Copy of a bank account or postal account.
* Latest electricity bill or another equivalent document that can justify your address.
* Latest payslip or another document that can justify your monthly income.
Fixed annual interest rate from 2.80% to 3%, depending on the loan amount and the loan duration.
You repay your loan over a period of 6 to 360 months, depending on your preference.
The repayments of your personal loan are adapted to your budget.
You can complete one or several projects.
You will receive your financing within 48 hours after your request is approved by our administrators.
You do not need to provide proof of use. With your loan, you do as you wish: you decide!
You may request an upward or downward adjustment of your loan repayments every 6 months.
You may request the postponement of a monthly payment once per year.
You may repay your balance wholly or partially without penalty.
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The borrower must sign a loan contract and a credit insurance certificate. The insurance covers you in case of death, total and irreversible loss of autonomy, total incapacity for work due to illness or accident (No. 0081 FACL), and compensates for loss of employment due to dismissal.